According to a report by NerdWallet people with low credit scores pay an average of $1,270 extra per year in car insurance, but it depends on the state. Most states allow auto insurers to base rates on credit information, but California, Massachusetts, and Hawaii have banned this practice.
Lucky for us, Idaho ranked 13th lowest increase. The annual price increase for poor credit was only $824, with a monthly increase of $69.
To prevent this increase, its important to take care of your credit. Some helpful hints include
1. Pay all of your bills on time
2. Pay off credit cards and debt
3. Keep credit cards under 30% the limit.