{"id":3342,"date":"2019-10-18T15:34:11","date_gmt":"2019-10-18T15:34:11","guid":{"rendered":"http:\/\/www.www.idahoinsuranceagency.com\/?p=3342"},"modified":"2023-07-20T18:14:34","modified_gmt":"2023-07-20T18:14:34","slug":"idaho-tests-the-aca","status":"publish","type":"post","link":"https:\/\/www.idahoinsuranceagency.com\/idaho-tests-the-aca\/","title":{"rendered":"Idaho Tests the ACA"},"content":{"rendered":"<p>The State of Idaho Department of Insurance released <a href=\"https:\/\/doi.idaho.gov\/DisplayPDF?Id=4712\" target=\"_blank\" rel=\"noopener noreferrer\">a new policy<\/a>\u00a0that would allow\u00a0 insurance providers to ignore some Affordable Healthcare Act (ACA) rules which are not available on the marketplace. Some changes to plans may include discriminating based on pre-existing conditions, offer\u00a0<a href=\"https:\/\/khn.org\/news\/brokers-tout-mix-and-match-coverage-to-avoid-high-cost-aca-plans\/\" target=\"_blank\" rel=\"noopener noreferrer\">limited-benefit plans<\/a>, re-implementing annual coverage caps, and charging more for the sick. The goal is to make state-based plans cost less. This will likely happen for the healthy, but the cost for the sick may make healthcare impractical or impossible.<\/p>\n<div class=\"paragraph\">\n<div class=\"paragraph\">\n<p>This is an unprecedented challenge to the ACA. No one quite knows what is going to happen. Many critics are saying that it is illegal.\u00a0<a href=\"https:\/\/twitter.com\/nicholas_bagley\/status\/956574420117655554\" target=\"_blank\" rel=\"noopener noreferrer\">One law professor<\/a>\u00a0even describing the attempt as &#8220;crazypants illegal&#8221; . The Republican-controlled federal government might just decide not to enforce this law anymore and leave Idaho unchallenged.<\/p>\n<p>The real question is whether or not insurance providers will take the bite. The ACA fines companies $100 per day per violation. This could be an impractical business move for insurance providers if the federal government decides to enforce the ACA.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The State of Idaho Department of Insurance released a new policy\u00a0that would allow\u00a0 insurance providers to ignore some Affordable Healthcare Act (ACA) rules which are not available on the marketplace. Some changes to plans may include discriminating based on pre-existing conditions, offer\u00a0limited-benefit plans, re-implementing annual coverage caps, and charging more for the sick. The goal [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[18],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Idaho Tests the ACA - Idaho Insurance Agency<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.idahoinsuranceagency.com\/idaho-tests-the-aca\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Idaho Tests the ACA - Idaho Insurance Agency\" \/>\n<meta property=\"og:description\" content=\"The State of Idaho Department of Insurance released a new policy\u00a0that would allow\u00a0 insurance providers to ignore some Affordable Healthcare Act (ACA) rules which are not available on the marketplace. Some changes to plans may include discriminating based on pre-existing conditions, offer\u00a0limited-benefit plans, re-implementing annual coverage caps, and charging more for the sick. The goal [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.idahoinsuranceagency.com\/idaho-tests-the-aca\/\" \/>\n<meta property=\"og:site_name\" content=\"Idaho Insurance Agency\" \/>\n<meta property=\"article:published_time\" content=\"2019-10-18T15:34:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-20T18:14:34+00:00\" \/>\n<meta name=\"author\" content=\"Idaho Insurance Agency\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Idaho Insurance Agency\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.idahoinsuranceagency.com\/idaho-tests-the-aca\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.idahoinsuranceagency.com\/idaho-tests-the-aca\/\"},\"author\":{\"name\":\"Idaho Insurance Agency\",\"@id\":\"https:\/\/www.idahoinsuranceagency.com\/#\/schema\/person\/b71cc304f51d5aa03bb7401bb694b0e3\"},\"headline\":\"Idaho Tests the ACA\",\"datePublished\":\"2019-10-18T15:34:11+00:00\",\"dateModified\":\"2023-07-20T18:14:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.idahoinsuranceagency.com\/idaho-tests-the-aca\/\"},\"wordCount\":179,\"publisher\":{\"@id\":\"https:\/\/www.idahoinsuranceagency.com\/#organization\"},\"articleSection\":[\"Alerts\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.idahoinsuranceagency.com\/idaho-tests-the-aca\/\",\"url\":\"https:\/\/www.idahoinsuranceagency.com\/idaho-tests-the-aca\/\",\"name\":\"Idaho Tests the ACA - 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