{"id":3330,"date":"2019-10-18T15:31:05","date_gmt":"2019-10-18T15:31:05","guid":{"rendered":"http:\/\/www.www.idahoinsuranceagency.com\/?p=3330"},"modified":"2023-07-20T18:14:34","modified_gmt":"2023-07-20T18:14:34","slug":"low-credit-scores-your-car-insurance-may-be-higher","status":"publish","type":"post","link":"https:\/\/www.idahoinsuranceagency.com\/low-credit-scores-your-car-insurance-may-be-higher\/","title":{"rendered":"Low credit scores? Your car insurance may be higher."},"content":{"rendered":"<p>According to a report by <a href=\"https:\/\/www.nerdwallet.com\/blog\/insurance\/car-insurance-rate-increases-poor-credit\/\" target=\"_blank\" rel=\"noopener noreferrer\">NerdWallet<\/a>\u00a0people with low credit scores pay an average of $1,270 extra per year in car insurance, but it depends on the state.\u00a0\u00a0Most states allow auto insurers to base rates on credit information, but California, Massachusetts, and Hawaii have banned this practice.<\/p>\n<div class=\"paragraph\">\n<div class=\"paragraph\">\n<p>Lucky for us, Idaho ranked 13th lowest increase. The annual price increase for poor credit was only $824, with a monthly increase of $69.<\/p>\n<p>\u200bTo prevent this increase, its important to take care of your credit. Some helpful hints include<\/p>\n<p>1. Pay all of your bills on time<br \/>\n2. Pay off credit cards and debt<br \/>\n3. Keep credit cards under 30% the limit.<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>According to a report by NerdWallet\u00a0people with low credit scores pay an average of $1,270 extra per year in car insurance, but it depends on the state.\u00a0\u00a0Most states allow auto insurers to base rates on credit information, but California, Massachusetts, and Hawaii have banned this practice. Lucky for us, Idaho ranked 13th lowest increase. The [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[18],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Low credit scores? Your car insurance may be higher. - Idaho Insurance Agency<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.idahoinsuranceagency.com\/low-credit-scores-your-car-insurance-may-be-higher\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Low credit scores? Your car insurance may be higher. - Idaho Insurance Agency\" \/>\n<meta property=\"og:description\" content=\"According to a report by NerdWallet\u00a0people with low credit scores pay an average of $1,270 extra per year in car insurance, but it depends on the state.\u00a0\u00a0Most states allow auto insurers to base rates on credit information, but California, Massachusetts, and Hawaii have banned this practice. Lucky for us, Idaho ranked 13th lowest increase. 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