Forbes contributor Bruce Japsen wrote that a new analysis from Avalere Health shows that \u201csome middle income healthy individuals\u201d find it more affordable to pay \u201cpenalties under the Affordable Care Act for not having health insurance\u201d than to pay for the coverage itself. Using \u201ca 27-year-old who makes $23,000 a year\u201d as an example, the Avalere report said, \u201cIf he did not buy insurance [last year], he would pay $230 in penalties \u2013 $619 less than if he had purchased coverage. … However, with mandate penalties rising in 2015, if the same individual chose to stay uninsured in 2015, he would spend only $391 more on insurance than if he had paid the penalty.\u201d Avalere said in a statement that this helps explain the \u201clackluster uptake of the special enrollment period.\u201d The Hill reported that the Avalere analysis \u201cfinds that for people making less than 200 percent of the poverty line, or about $23,000, purchasing insurance is usually cheaper because of income-based subsidies under the law.\u201d<\/p>\n","protected":false},"excerpt":{"rendered":"
Forbes contributor Bruce Japsen wrote that a new analysis from Avalere Health shows that \u201csome middle income healthy individuals\u201d find it more affordable to pay \u201cpenalties under the Affordable Care Act for not having health insurance\u201d than to pay for the coverage itself. Using \u201ca 27-year-old who makes $23,000 a year\u201d as an example, the […]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[18],"tags":[],"yoast_head":"\n